Mann horace agt-farmers insurance agents
Mann horace agt-farmers insurance agents
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Captive Insurance Agents vs Independent Agents: Mistakes to Avoid.
There is a big difference between a captive and an independent life insurance agent.
Knowing the differences between the two can save you time and money.
If you plan to buy life insurance, or if you have a friend or loved one who wants to purchase life insurance, it is important to know the differences between captive life insurance agents and independent life insurance agents.
Captive Life Insurance Agents: An Overview
A captive life insurance agent is, as the term suggests, someone who works for only one life insurance organization.
That agent will exclusively market, and try to sell, life insurance policies (and other products and services) from the insurer he or she represents.
The companies with the largest number of captive insurance agents include State Farm, Allstate, Farmers Insurance Group, American Family Insurance.
Some of the bigger life only captive agents consist of Western-Southern Life, Prime